Finance Intern

Role Overview:

One of our Australian based clients is providing Fresh Graduates from "Accounting & Finance" background a great opportunity to work with international customers and explore the Australian market in "Home Financing" Sector.

Salary & Benefits:

Salary Range: Commensurate to experience (starting PKR 45K for three months probation period and thereafter PKR 90K; negotiable on case to case basis)

Performance Bonus: Discretionary based on performance KPIs

Additional Benefits: Professional development opportunities, and a supportive work environment

Working Hours

The working hours are Monday to Friday, from 5:00 AM to 2:00 PM - Pakistan Standard Time

Qualifications & Experience:

A bachelor’s degree in Finance, Accounting, Economics, or a related field. Additional certifications in Islamic Finance or Credit Management are advantageous.

Experience:

• We welcome fresh graduates specifically from Accounting & Finance Background.
• ENGLISH communication is MUST

WHAT YOU WILL BE DOING?

The Intern will ensure all processes align with both conventional and Islamic finance principles, maintaining compliance and a high standard of client service.

Key Responsibilities:

• Information Collection: Collect all relevant financial and personal information from clients for home financing applications.
• Document Verification & Validation: Review and validate documentation such as income statements, credit reports, and financial statements to ensure accuracy and completeness.
• Lender Policy Checking: Review and ensure alignment with lenders' credit policies and Shariah-compliant requirements.
• Borrowing Capacity Assessment: Analyze financial data to calculate clients' borrowing capacity, ensuring loan affordability.
• Loan Application Preparation: Prepare complete loan applications, ensuring all required documents and information are in place for submission to lenders.
• Liaison with Lenders: Communicate with lenders to clarify any queries or provide additional information needed to process applications.
• Compliance: Ensure all credit assessments and loan applications comply with regulatory guidelines and Shariah-compliant finance standards.
• Client Communication: Act as a liaison between clients and internal teams, providing updates on the loan application process and responding to client inquiries.
• Process Improvement: Suggest and implement improvements to streamline the document collection, verification, and loan application process.